How the xatoevaluation works

One phase. Rules published before you pay. Pass the evaluation, get KYC approved and sign the funded-trader agreement to start funded trading across stocks, commodities and crypto.

Three steps. One evaluation.

Silver Roman-style coin showing a figure with a tablet, representing the first step of choosing a xato evaluation account

Step 1

Choose your account

Pick a simulated account size from $5,000 to $100,000 and the evaluation that fits how you trade.

Silver Roman-style coin showing balanced scales, representing the second step of passing the xato trading evaluation

Step 2

Pass the evaluation

Reach the published profit target while staying inside the daily loss limit and the max drawdown. No time limit, no minimum trading days, no consistency rule.

Silver Roman-style coin showing a warrior and shield, representing qualification and payouts in the third xato step

Step 3

Verify and start funded trading

After passing, get your identity verification (KYC) approved and sign the funded-trader agreement before funded trading starts. Earn eligible profits and request payouts in USDT with a split of up to 90%.

Understand the rules to succeed

One target

One evaluation phase

Profit target

Reach the published dollar target once. Xato runs a single evaluation phase, so there are no staged targets across multiple rounds.

Fixed floor

Never trails your gains

Max drawdown

A fixed dollar floor, set when the account is created. It does not trail your gains, so a strong week never quietly tightens the limit.

Daily reset

3% of reset cash balance

Daily loss limit

The daily loss allowance is 3% of cash balance at 00:30 UTC, excluding unrealized profit and loss. Live equity, including open P&L, must stay above the resulting daily floor.

See it before you pay for it

The xato trading terminal, showing live positions, the order book and account risk limits

The terminal

Live positions, order book and account risk limits in one view.

How max drawdown works

A static dollar floor that doesn’t trail your gains.

FAQ

Questions before you start (FAQ)

  • No. There is no time limit and no minimum number of trading days. Clear the profit target whenever you are ready.

Want the full picture first? Read about who runs xato.

Ready to prove it?

One evaluation between you and performance-based payouts.

View trading rules